[Yandex Cloud documentation](../../index.md) > [Yandex Cloud Billing](../index.md) > [Step-by-step guides](index.md) > Managing a billing account > Creating a new billing account

# Creating a new billing account

Cloud members can create one or more [billing accounts](../concepts/billing-account.md).

{% list tabs group=customers %}

- Individuals {#individuals}

   To create a billing account:
   
   1. Log in to your Yandex ID or Yandex 360 account. If you do not have an account yet, [register](https://yandex.com/support/id/en/authorization/registration.html). When done, navigate to [Yandex Identity Hub](https://center.yandex.cloud/organization) and create an [organization](../../organization/quickstart.md) to work in. If using your social network profile to log in to Yandex, [create a username and password](https://passport.yandex.com/passport?mode=postregistration&create_login=1).
   
      When creating an organization, specify its name, e.g., `Example organization`. The organization will automatically get a new folder named `default`.
   
   1. Go to [**Yandex Cloud Billing**](https://center.yandex.cloud/billing/accounts).
   1. To create your first billing account, click ![plus](../../_assets/console-icons/plus.svg) **Create an account** on the ![image](../../_assets/console-icons/flag.svg) **Account** tab.
   
      To create another billing account in addition to those you already have, click ![circle-plus-fill](../../_assets/console-icons/circle-plus-fill.svg) at the top of the screen next to the name of your existing billing account.
   
      In the window that opens:
   
      1. In the **Account type** field, select **Individual**.
      1. In the **Country** field, select the country the [payer](../concepts/glossary.md#payer) is a resident of.
   
         Within a single user account, all payers must pay in the same currency.
   
      1. Contact details associated with your Yandex ID will be automatically added to your account. If this does not happen, provide your current email address and phone number. These contact details are not just for communication with you but also for payment invoices and reporting documents.
      1. Select **Payment method**: linked credit/debit card or manual top-up:
   
         * Link your credit or debit card. If the user account already has credit/debit cards linked to it, you can select one of them without adding a new one.
   
           After successfully adding your card, you will receive an [initial grant](../concepts/bonus-account.md) provided you are a first-time user of Yandex Cloud.
   
           The grant is available for 60 days and can be used to pay for any services except [GPU clusters](../../compute/pricing.md#prices-gpu-clusters), [Yandex Cloud Postbox services](../../postbox/pricing.md), [paid support plans](../../support/pricing.md), and paid [Yandex Cloud Marketplace](../../marketplace/operations/users/buy-subscription.md) products.
   
           {% note warning %}
           
           The initial grant will be credited only if you link a credit/debit card to the billing account when creating it.
           
           You will be able to use paid resources in the cloud only after you [top up your personal account](pay-the-bill.md).
           
           {% endnote %}
   
           We accept Visa, and MasterCard.
           
           * Residents of Russia make payments in RUB and can only use bank cards issued by Russian banks.
           * Residents of Kazakhstan make payments in KZT and can only use bank cards issued by non-Russian banks.
           * Non-residents of Russia and Kazakhstan make payments in USD and can only use credit or debit cards issued by non-Russian banks.
                   
           To make sure your bank card is valid, we will hold a small amount on your account. This amount will not be charged and will become available once the verification is complete. The amount of time required to release the funds held depends on your bank.
   
         * **Manual top-up**: Top up your balance manually as needed.
      
      1. Click **Create**.
   
      {% note warning %}
   
      Note that for individuals an established verification procedure applies, which may result in the account activation being declined.
   
      {% endnote %}

- Businesses and individual entrepreneurs {#businesses-entrepreneurs}

   To create a billing account:
   
   1. Log in to your Yandex ID or Yandex 360 account. If you do not have an account yet, [register](https://yandex.com/support/id/en/authorization/registration.html). When done, navigate to [Yandex Identity Hub](https://center.yandex.cloud/organization) and create an [organization](../../organization/quickstart.md) to work in. If using your social network profile to log in to Yandex, [create a username and password](https://passport.yandex.com/passport?mode=postregistration&create_login=1).
   
      When creating an organization, specify its name, e.g., `Example organization`. The organization will automatically get a new folder named `default`.
      
   1. Go to [**Yandex Cloud Billing**](https://center.yandex.cloud/billing/accounts).
   1. To create your first billing account, click ![plus](../../_assets/console-icons/plus.svg) **Create an account** on the ![image](../../_assets/console-icons/flag.svg) **Account** tab.
   
      To create another billing account in addition to those you already have, click ![circle-plus-fill](../../_assets/console-icons/circle-plus-fill.svg) at the top of the screen next to the name of your existing billing account.
   
      In the window that opens:
   
      1. In the **Account type** field, select **Business or individual entrepreneur**.
      1. In the **Country** field, select the country the [payer](../concepts/glossary.md#payer) is a resident of.
   
         Within a single user account, all payers must pay in the same currency.
   
      1. Contact details associated with your Yandex ID will be automatically added to your account. If this does not happen, provide your current email address and phone number. These contact details are not just for communication with you but also for payment invoices and reporting documents.
      1. Specify the Taxpayer ID (INN) to automatically load data from the [EGRUL/EGRIP](https://egrul.nalog.ru/) unified registry. 
         
         Details about the organization or individual entrepreneur will appear in a pop-up window displaying the company card. Click the card to load this information into the billing account creation form.
         
         To ensure the entered data is up to date, click ![circle-plus-fill](../../_assets/console-icons/chevron-down.svg) on the company card. Correct the data if necessary.
      1. Select **Payment method**: wire transfer or linked credit or debit card.
   
         The payment method you select will affect the size of the [initial grant](../concepts/bonus-account.md) and [its terms of use](../../getting-started/usage-grant.md#business).
   
         * Select **Bank transfer**. After you create an account, you will get an email with verification instructions. Until you pass the verification, paid resources will be unavailable.
   
         * Link a corporate bank card you are authorized to use. If the user account already has bank cards linked to it, you can select one of them without adding a new one.
   
           We accept Mir, Visa, and MasterCard.
           
           * Residents of Russia make payments in RUB and can only use bank cards issued by Russian banks. Customers with tax residency in the Republic of Belarus pay for Yandex Cloud services in RUB with their Belcard cards issued in the Republic of Belarus or Mir cards issued in the Russian Federation.
           * Residents of Kazakhstan make payments in KZT and can only use bank cards issued by non-Russian banks.
           * Non-residents of Russia and Kazakhstan make payments in USD and can only use credit or debit cards issued by non-Russian banks.
   
           To make sure your bank card is valid, we will hold a small amount on your account. This amount will not be charged and will become available once the verification is complete. The amount of time required to release the funds held depends on your bank.
   
      1. Click **Create**.
   
   If you select the **Bank transfer** payment method or if the payer is a non-resident of Russia and Kazakhstan, further instructions will be emailed to you at the address specified in your Yandex or Yandex 360 account. You may also get this email if you select **Bank card** for payment method in cases where your new billing account requires verification. Once your documents have been verified, you can activate your billing account and start using Yandex Cloud.
   
   Email the following documents to [cloud_docs@support.yandex.ru](mailto:cloud_docs@support.yandex.ru):
   
   
   * Copy in English of the legal entity's or individual entrepreneur's certificate of incorporation or registration.
   * [Billing account](../concepts/billing-account.md#billing-account-id) ID.

   {% note info %}
   
   Businesses also have access to a [subaccount](../../partner/terms.md#sub-account) registered through the [Partner portal](../../partner/operations/pin-cloud.md) as their customer's account. Payment invoices for use of services by subaccounts are always issued to partners.
   
   {% endnote %}

{% endlist %}

On the ![image](../../_assets/console-icons/flag.svg) **Account** tab of the Yandex Cloud Billing [interface](https://center.yandex.cloud/billing/accounts), the **Linked clouds and services** section shows all connected clouds and services, e.g., [DataSphere](../../datasphere/index.md). If your account is added to an [organization](../concepts/organization.md), you will see the organization ID under **Linked clouds and services** as well.

On the [service home page](https://center.yandex.cloud/billing/accounts), you can find billing accounts of all your organizations, as well as the accounts you have access to.

## What's next? {#what-is-next}

After creating a billing account you can start using Yandex Cloud services. You can link one or more clouds to your billing account. Both new and existing clouds can be linked. You cannot unlink a cloud from a billing account. Instead, you can relink it to a different billing account.
Further actions with the billing account are described in the following guides:

* [Changing your billing account data](change-data.md)
* [Downloading personal data linked to a billing account](get-data.md)
* [Linking a cloud to a billing account](pin-cloud.md)
* [Changing the billing account organization](change-organization.md)
* [Linking a cloud to a subaccount](../../partner/operations/pin-cloud.md)
* [Deleting a billing account and terminating an agreement with Yandex Cloud](delete-account.md)